[date line]
                   LETTER OF CREDIT (GENERAL)
[name of bank]
[address]
[city, state, zip]
[country]
Sir:
     We hereby agree to accept and pay at maturity any
draft or drafts on us, at      day's sight, issued by
[name of individual] of your city, to the extent of
[amount of limit]  ($      ) Dollars, and negotiated
through your bank.
Most respectfully yours,
                      _____________________
                           [Signature]
DATED:  _____________________
____________________[ADDRESS]
     I hereby guarantee the due acceptance of payment of
any draft issued in pursuance of the above credit.
                    ________________________
                    [SIGNATURE OF GUARANTOR]